Category: Online

How To Stop Overspending In 2019

by admin

image via Unsplash

As the New Year approaches, we tend to start thinking of new goals and bad habits we’d like to change for the coming twelve months. And one of the most popular is usually to go with money. A lot of people tend to overspend at Christmas, leaving them in a bad financial position. Overspending is certainly a way of life for some, and never being able to make it to the end of the month without running into your overdraft is a depressing state of affairs.

Unplanned debt, especially that racked up on ultimately unnecessary consumer goods, is something that doesn’t seem bad at the time but can quickly spiral to unmanageable levels. Overspending each month is setting yourself up for a financial fall, and if you aren’t careful, it can end up in a downward spiral of escalating debt, further borrowing until it really begins to pinch. Stop this behaviour in its tracks and turn over a new financial leaf in 2019. Here’s how to knock overspending on the head…

What Is The Lifestyle You Can Afford?

The key is not to think of how you can get that shiny new car or luxury holiday, but instead to ask yourself what you can afford within your means. The answer is not a lottery ticket. It’s not browsing kaszinohu.com hoping for a win on blackjack. It’s not borrowing more to fund an unsustainable lifestyle. It’s quite simply redrawing the lifestyle you have to fit within your means.

Back To Basics Budget

Financial problems like this start because we are out of touch with the reality of our money situations. We’ve ignored the basic facts of income vs outgoings. It’s time for a reassessment. Looking at the past month’s budget isn’t sufficient because it doesn’t tend to take into account large annual expenses such as Christmas, the summer holidays or when the car needs servicing. These are the triggers that can often push us into bad debt. At this stage, gaining an annual picture of your finances is far more helpful. Set aside a couple of hours to create a budget planner based on what you have really been spending over the past twelve months.

Set Your Accounts Up For Success

Then, make sure your accounts are set up in such a way as will help you to manage your finances. Set up one account that your salary is paid into and your essential bills, such as utilities, come out of. Then, set up a second, linked current account, into which you’ll deposit a set amount each month – this is for things like meals out, clothes etc. Having it in a separate account with no overdraft facility means you can’t accidentally overspend. Finally, also set up a higher interest, lower access savings account. This is your long term pot of savings to enable you to meet your financial goals – saving for a house deposit or even retirement. Lastly, you may also want a secondary savings account with quicker access – this is your emergency fund for unexpected larger expenses such as car repairs. If all the accounts sit with the same bank, it’s easy to move money around online. By having that separate account for daily spending, and only taking that card around with you, you make it a lot harder to overspend and impulse buy by dipping into the money you need for essentials. Another method which is popular with some is to withdraw a set weekly spending amount in cash and consign the plastic to a drawer at home.

Can You Afford To Live Like A Celeb?

by admin

Credit Link

You might be wondering whether you can afford to live your life in the same way that celebs do. If you like the way that certain celebs dress, you might want to know if it would be possible for you to live in the same manner that they do. Well, in this article, we are going to look at some of the ways in which certain celebrities live their lives, and you can decide whether you can make your life look like theirs.

Clothes

A lot of celebs like to wear clothes that have a high price tag. This is not the case for everyone, and some only wear these outfits when they have to walk down the red carpet, but others enjoy the life of luxury every day. For example, you might have seen Emma Roberts sporting some Versace clothes throughout her time as a star. But, this isn’t the only high-end brand that is worn, and certainly not the only star who loves their labels. Bella and Gigi Hadid, for example, are known for only wearing clothes that have a designer label on them.

If you want to live this way, you are going to be looking at some pretty massive price tags to pay. Tommy Hilfiger, and other clothes brands like this are going to be your friend. While you won’t be paying in the thousands for a single shirt from this brand, you’re also not going to be paying a couple of dollars either.

Engagement Rings

When someone proposes to you, it’s supposed to be one of the best times of your life. You might think that the most important thing here is going to be who you marry, but for some people, the ring is just as important. If you have seen engagement rings that some celebs are wearing, you might be wondering how you get your hands on something like that. Well, the answer is going to be with a lot of money. Even though on average celebs are still showing off flashy rings that are upward of £30,000, that’s almost half of what was being paid on average two years ago.

So, if you are following the celebrity engagement ring trends 2018 has offered, getting a ring like the celebs have might be getting easier by the year. However, if you are looking for something that is like the ring that Paris Hilton has, you are going to be disappointed unless you have a spare £2m laying around somewhere.

Accessories

Finally, you might be wondering whether or not you can accessorize like your favorite celeb. Well, that is all going to depend on your budget and who your favorite celeb is. If you are modeling yourself after someone like Kendall or Kylie Jenner, you are going to need to make sure that you have a lot of extra money for this. If you prefer to do this with the ideas of Emma Stone, or Johnny Depp in mind, this is going to be easier, even though they rock their jewelry just as hard as the Jenner’s.

After reading this article, you should have a better idea about whether you can afford to live the way that the celebs do.

adidas Originals X Olivia Oblanc New Collection 2018

by admin

It was revealed recently that these 2 giants when it comes to fashion, adidas Originals & Olivia Oblanc, were collaborating for their latest new collection for 2018. And as I can see it, these pieces were too vintage when it comes to designs and style thus might this gonna be hit once these finds were gone available in the market soon. Because vintage inspired finds were too dope these days and a lot of fashion enthusiasts and icons are keep on promoting them hence these latest collection for the both brands are the jam of many.

Availability and details?

Well, as for now, I haven’t get any further details about the collection like when they’ll release it and what are the pricing ranges. But I know soon enough this collection will be gone soon to the market as this supposed to be released this year, might on the first days of December or late times of November these pieces will be gone to the market. Let’s all wait and I’ll keep you updated.

Overall? 

I finds mostly of the pieces quirky and way too unique than to the usual finds today. But I must say they has an statement already which I think mostly of the youngers these days would like to experiment with. In addition, you may often check either of the 2 brands website for the details. Because they might releases this collection soon for yourself to be updated on time.

Okay, that will be all for now and hopefully you can keep on checking me here for more fashion updates and news.

BAPE & EA Sports Collection 2018

by admin

Images Credit To Hypebeast.com

When it comes t my fashion style. I really wanted to have some variant and quirky stuff hence the collaborative items are ones I really looking forward to. Hence, when these 2 giant clothing brand had released their collaborative items here, photos on top, they really gets my attention and decided to include them up here for my readers, you, to know on how dope these new BAPE & EA Sports Collection 2018 were.

To be honest, these pieces were should be released during summer ( on my opinion though ) due to the theme used to them. But I think they will also be fitted for fall and winter season as long you knew on how to style them well. And as I’ve heard, the Tshirt will be ranging to $129 per peice while the hoodies would cost you around $429 per piece as well. To learn more details about this collection here, you may check out either BAPE or EA main website as I know, as for this moment, they are pre-selling these items right here hence further details had been listed out already.

For availability, I encourage you folks to check your local stores of these brands as they might have these pieces selling already. If not yet, you can still get them over the brand’s main webstore to secured your piece. Go check them out now and see what additional details they’ve added as I didn’t know the further details yet as now. But rest assured that these pieces were already listed to their respective online shops.

Advice from the experts — what to look for when buying an expensive suit

by admin

Many occasions call for the purchase of a new suit. Perhaps you’ve been invited to a wedding, a christening or maybe you’re looking to sharpen up for the office. Either way, a suit should be viewed as a necessary investment. A cheap suit is almost guaranteed to need replacing in a couple of years, whereas well-designed tailoring can last you 20 plus!

So, what should you look out for when buying an expensive suit? And, of equal importance, how can other people tell that you’re wearing the best. CT shirts, experts in suit design, have created this guide to make your purchase the right one.

The materials

The materials that make the suit can be the determining factor as to whether your suit will last the test of time.

Look for suits that have been created with natural fibres, avoid those with labels that say it has been created with a wool-blend or man-made materials. Polyester, for example, should be avoided. It retains a lot of heat, is less breathable and creases easily. A suit with 100% wool is something that you should look out for — these suits are versatile and ooze comfort. For a lustre look, often silk or mohair (a silk-like material made from the hair of the Angora goat) is added and this gives a luxurious shine to any suit. For extra movement and comfort, a high-quality suit is often made with a small amount of Lycra and this improves its elasticity.

An indicator of the finery of the material is the number alongside the ‘Super’. The Super is a way of indicating that the wool is of high quality and the higher the number, the finer and lighter the cloth will be.

One thing that you might not consider is the material that your buttons are made from. Plastic buttons are prone to breakage and chipping — imagine if you brush against a wall or table, it will be the buttons that take the impact. Another high-quality material that is often used for making durable and long-lasting suit buttons is corozo nuts.

The design

The design of a suit determines how it fits your body and moulds to your shape over time, it is what makes the suit truly yours.

Often, it is down to personal preference what weave is preferred but some are considered higher end than others. The patterns are created in the suit by interweaving different coloured threads in different ways. The ‘twill’ weave is considered to be stylish — this has a diagonal line of raised fabric and a silk-looking finish. The ‘herringbone’ also gives a smart look— this is an intricate V weave that creates a smooth feel.

A canvassed suit jacket has been created so that it has layers of material that sit between the outer suit fabric and the inner lining. This tailoring technique helps the suit maintain structure and shape. What you should look out for is a ‘floating canvas’ — this is where the middle layer has been stitched to the fabric loosely so that the suit is able to mould to your body shape and move when you move.

The lining of the suit can be a giveaway as to how well it’s been made. Despite popular belief that an unlined suit is cheaper than a fully lined one, it actually takes more effort to create an unlined suit as the stitching and cut of the material is exposed. However, lined sleeves improve your ability to slide the jacket on and off.

The details

Even some shop assistants might not be aware of the tiniest details that can improve the quality of a suit. It can be the tailor’s own way of integrating quality into their work.

The lapels on a suit are the folds that sit either side of the opening across the chest. One detail that can indicate the quality of a suit is the lapel roll — this is the fall and curl of the lapel from the collar to the first button. If the suit is one of many rolled off a production line, it is likely that the lapel will be completely flat against the jacket and the roll will be almost non-existent. In a high-quality suit however, the lapel roll will look like it has been carefully curved — giving the jacket more texture and a better appearance.

The back vents on a suit can determine how easy it is for you to move around and feel comfortable in it. Choose suit jackets with twin back vents on the back of the jacket to improve its flexibility and range of movement.

Stalk loops on jackets are something to look out for too. This is a traditional tailoring feature which neatly keeps your flower stalk tucked away. Although it may not be a necessary feature for everyone, it shows attention to detail that’s likely to be an indicator of a good suit.

Examine the buttonholes. Cheaper suits can often have frayed buttonholes as they haven’t been stitched with delicacy. Small details like this are big giveaways as to how your suit has been made.

Sources

https://www.hawesandcurtis.com/blog/style/superior_suits

https://www.gentlemansgazette.com/how-to-spot-a-quality-suit/

http://www.telegraph.co.uk/men/fashion-and-style/10373114/Trade-secrets-what-to-look-for-when-buying-a-suit.html

http://ukmcbo.tumblr.com/post/85115442645/choosing-the-right-suit-lapel

Buy All Fashion Finds At Talever.com

by admin

Summer Women Fashion Deep V-Neck Short Sleeves Front Button Loose Sexy 

Occasionally, I really did post up something about women fashion here as majority if my readers are still women hence it’s right for me then to have something informative that they could consider or perhaps in buying their clothes in like what am going to share with you all here which this online shop that is leading these days when it comes to trendy and chic women finds. And the shop calls was Talever online store where all the coolest finds in the fashion industry today were listed and even selling for there very reasonable prices. To confirm this, you can actually check the shop yourself and see on how affordable and quirky their each finds were.

Stylish Cap Sleeve Deep V-Neck Open Back Striped Jumpsuits With Belt

This shop, Talever, sells almost everything as we speaks for women fashion. And one of their best sellers which I think you should get from now on, too, were their a bunch of selections for long jumpsuits. Because jumpsuits are too handy and light to wear that could fits in or suits well in every outfit or fashion statement that you wanna pull off with. You can have some strips on either some of the plain or basic kind of jumpsuits, name it and they’ve got it all covered over their store, Talever.com.

New Arrival High Waisted Solid Deep V-Neck Sleeves Women Jumpsuits

In addition, these ladies jumpsuits are very versatile were you can wear them off in either formal or casual wearing hence no doubt why a lot of women these days are getting crazed with it and it’s nicer if you could have them in the cheapest prices, right? like on how Talever sells them in the market today. So, what are you waiting for, folks? go pick your jumpsuits now at Talever before it will runs out of stocks as a lot of gels were too pleased to get theirs as well over this shop.

Growing Your Fashion Business

by admin

Image source

If you own a fashion startup, it can be difficult to go past the first stage and achieve growth in your business, even if the products you sell are beautiful and desirable. There are so many things that can hold you back from securing more finance,s to making enough products to simply getting your name out there.

If you are struggling for whatever reason, here are some simple things you can do to grow your business and make headway in the world of fashion:

Do Some Serious SEO

You are not going to have much success in growing your business if few people can find it, which is why it is always worth reviewing your search engine optimization practices. If you aren’t seeing a lot of traffic to your website, it might be worth employing an SEO expert who can find the right keywords to bring those fashionistas to you and optimize your online presence so that you feature further up those search engine results.

Consider Selling on Other Sites

Although you should undoubtedly build your own business website if you’re serious as making it in the fashion world, it might be worth, while your company is still young, selling on other platforms so that you can get your creations seen by as many people as possible. Selling just a few of your creations on a platform like Etsy, for example, will boost your viewing figures because that platform is very well known and has millions of visitors every day. You can use that as a stepping off point to direct people to your own website (put a business card in with the package) and to boost your profile.

Image source

Think About Rebranding

If you haven’t been seeing the success you expected and you know that it isn’t because your purses or garments or whatever aren’t good enough, you may want to think about whether your branding is holding you back. In the fashion world, you really need to create a desirable brand that appeals to your target audience if you want to build up a following. So, do some market research and see where the land lies and if you don’t think you’re quite hitting the mark, check out this rebranding checklist and start making changes. You might be surprised how much this can help.

Attend Fashion Shows

Okay, so you’re probably not going to be invited to Paris or London Fashion week as a small fashion startup, but are there any smaller fashion events near you? Look at what you need to do to show your creations there and work hard to secure a place. The more people who see your creations and the more publicity you get, the better it will be for your business.  

Use Recipe for Press

Recipe for Press is a fantastic tool for entrepreneurs which helps you to pitch stories about your business to the professional press so that you can generate a buzz around your creations. Their staff are all seasoned professionals in the business and they’ll help you to get write-ups in publications such as Conde Nast and InStyle, which will undoubtedly give you a boost.

Are You Staying Safe On The Internet?

by admin

If you’re someone who spends a lot of time on the internet, you’re probably aware of the amount of scams there are out there. Chances to lose your money, your details, the use of your computer even; these are all very scary things an inexperienced user could fall into! But could you as well?

The internet is a big place, and there’s a lot of people using it day in and day out. Of course, you’re one of those people, but not everyone has intentions as pure as yours… A lot of time regulations are missed by mistake, sometimes it’s a deliberate attempt to hack you. Either way, now’s the time for you to know the ins and outs of operating safely when online. It’s not just something we need to teach the kids!

Even just a quick browse on your phone can open you up to a world of attacks. (Source)

Know What the Data Regulations Are

When you know these, you know when a site is asking a little too much of you! As a general rule, never fill in non-essential fields until you’re sure of a site’s providence. If you’re buying something online, you’re going to need to look for that SSL lock in front of the URL at least, and you’re going to need to pay attention to the full length of the terms and conditions. Yes, all two hundred or something pages of it.

If you don’t quite know what’s up, now’s the perfect time to do some research. And there’s plenty of sites to help with that too. So feel free to read up on data protection and everything else to do with it right here at https://jumio.com/about/compliance-regulations, and then go forth with the ability to spot a scam straight off the bat.

Know What Information About You is Available

It would seem social networking sites such as Facebook change their terms and conditions every other week, so make sure you’re always on top of what’s available for people to see and what isn’t. You don’t want your boss to catch a look of the party photos from last night, especially if you got a little too tipsy… And you don’t want people you’re not friends with using your photos for catfishing schemes, or present yourself as an easy target for identity theft.

Know What a Good Password Is

If you tend to use the same password for everything, now’s the time to change your habits. People can easily take control of a bunch of your accounts if they get a hold of your accounts, and we always want to minimise the damage of a hack.

If you can’t remember letter and number sequences very well, write the passwords down on a bit of paper, and the store it somewhere only you know about. Just try to make sure you’re using a few different passwords here and there.

It’s easy to get lulled into a false sense of security when online.

What Do You Need to Get a Philippine Passport and How Do You Set Up a Passport Appointment?

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A passport is important to have around. If ever there’s an emergency like for instance a loved one who is overseas needs our help we can always fly to them at any time. Another example would be if there’s political instability in your country and things turn for the worse you can always flee and go somewhere safe. A passport is also handy for identification purposes. It also makes you want to be more adventurous and travel to where your heart desires, and as a result you get to enjoy life more.

There’re several things to remember when getting a Philippine passport. There’re a few passport requirements to accomplish weeks before the date of the appointment. The passport requirements for new application are: personal appearance; confirmed Philippine Passport appointment; duly accomplished application form – emailed to you when you secured your passport appointment; valid IDs with your picture and the supporting documents proving your identity; Birth Certificate (BC) in Security Paper (SECPA) issued by the Philippine Statistics Authority (PSA) or Certified True Copy (CTC) of BC issued by the Local Civil Registrar (LCR) and duly authenticated by PSA.

If you already have a passport but need it to be renewed, there’re also requirements to be submitted. The basic requirements are the following: personal appearance; confirmed Philippine Passport appointment; duly accomplished application form – emailed to you when you secured your passport appointment; your expired or expiring Philippine passport; and valid IDs with your picture and the supporting documents proving your identity.

If you want to schedule a passport appointment in the DFA (Department of Foreign Affairs) you’d have to pay the processing fee first before your appointment will be confirmed. Visit the DFA’s official website to book an appointment (www.passport.gov.ph). Click on the Schedule an Appointment link in the Menu located at the upper portion of the website. When you’re already in the Appointment page, click the check box stating “I have read and understood…”. Click the Start Individual Appointment button if you’re booking for yourself and the Start Group of Appointment button for appointment involving two or more people.

The page for Site Location selection will pop up and you’ll have to choose which region, country and site where you want to apply for Philippine Passport. Set the appointment date and time. Only choose from the available slots shown in the website. Then, enter your personal information and family information. The page Application Information for DFA Passport Appointment allows applicants to choose between New or Renewal. After that, correctly provide your contact information such as complete address, occupation, office address, and their contact number.

Click Save once you’ve double checked your entries. Press the check box “I’m not a robot” and the check box that says “I am aware that possession…” as well as the Confirm button. You’ll then be directed to the page where you’re asked to choose the Passport Application Processing Type. Then to the Payment page where you’ll see the Pay Now button (it’s required to pay for your Passport Application in advance). Click it then a small pop out window will be displayed. Once you read this, click the “I Agree” check box and click the Proceed To Payment button. The next page is the DFA Epayment Services where payment for the passport application appointment is required to be settled by the applicant. This page must show you your Passport Application Reference Number. Click the Proceed button and then the Confirm button. You have the option to choose from several authorized payment centers and pay the application fees. A confirmation email will be sent to you which confirms your appointment for Philippine Passport Application. After all those steps, all you need to do is wait for your appointment date.

Get Your Bed Needs At Freedomsilk.com

by admin

To be honest, it’s too hard to find anything in quality when it comes to your bed things. I mean, the bedding , pillow cases either your own pajamas. Hence, I hope this post will help you a bit to know where is the best place to buy off all of these in a very reasonable and affordable prices in comparison to the other same online stores available today in the market.

19 Momme Mulberry Silk Bedskirt

19 Momme Seamless Silk Sheets Set

First off, the shop am telling you now was this awesome  FreedomSilk where all your home of room needs were houses and selling for a very cheapest prices. To confirm this, you can actually visit the shop now yourself and see on how great their finds were and on how great their price ranges are. In addition, all of their items here are made in silk meaning they are all top quality unlike when you buy off in any nearest malls your area where all the pillow cases and bedding aren’t that much good when it comes to materials and same. So, if you are keen to have the luxury silk bedding for your bed that would definitely gives comfort when you sleep. Then, you should start checking off the mentioned shop here as they’ve got all you needed.

19 Momme Housewife Envelope Closure Silk Pillowcase

Womens Short Silk Nightgown And Robe Set With Lace Trim

And not just that, as this shop is too fond in selling some good quality of Silk Camisole Set and womens silk robes which I know most of you folks were excited to have. Because robes are very homey outfit that you can comfortably wear off when you’re on your own peace at home. Thus, no doubt why alot of people were too pleased already to buy their things here as the good is too considerate in giving us all with high quality of products in a very affordable prices comparing to the other same brands or stores out there.

So what are you waiting for folks? Go shop now and experience on how comfort it could give this silky made bedding and pillow cases for yourself!